For high earners who aren't rich yet
You earn enough to have complexity.
Not enough to have a team.
$250K+ household income. Equity compensation. Seemingly affluent, but real wealth and peace of mind are still distant. Life evolves fast — career moves, homes, growing families — and the highest-stakes decisions get made on gut feel instead of clarity.
Access by referral.
The gap in the market
You've tried the options. None of them were built for you.
You want to make informed decisions with the full picture in front of you. Yet no existing service connects the dots between your past transactions, current spending behaviors, future tax implications, retirement goals, and the life you're actually aspiring to.
Budgeting Apps
They track where your money went. Splendid UIs but hollow implications. Always leaves the biggest question: So what?
Robo-Advisors
They manage a portfolio. Growing your financial assets matters — but it's one piece of the mission you're navigating. It can't be the center of every financial decision.
CFP or CPA
A good CFP costs $5,000–$15,000/year and requires $500K+ in assets. Your CPA surfaces only in April. High communication burden — but the service is still reactive.
AI Models
Always ready with an answer — but rarely tailored to you. No memory of your situation, no critical context. After a long conversation, you're left wondering: Really?
Introducing Lisle
Financial intelligence to help you
live your richest life —
however you define “Rich.”
Lisle is a financial intelligence platform that provides comprehensive insights for you to make the right decision — taxes, equity compensation, assets, retirement planning, and cash flow.
Every analysis is intertwined. One decision shapes another. Lisle shows you the chain reaction across life events and financial choices — so you can see, clearly, how today's move defines tomorrow's retirement.
Lisle isn't for everyone. It's number-heavy and built for those who demand answers — not suggestions. If you're done asking “so what,” “what if,” and “when exactly,” this is where you belong.
Why Lisle
Six pillars of financial intelligence
All figures shown are illustrative examples — not guarantees. Actual results depend on your individual circumstances.
Tax Intelligence
An extensive tax engine that sees what your CPA misses
Lisle continuously monitors your income, equity events, deductions, and state residency to model your real-time federal and state tax liability. It identifies AMT triggers before they fire, SALT phaseout thresholds before you cross them, and retirement contribution windows before they close. This isn't a tax calculator — it's a tax implications engine that understands how every financial move cascades through your entire tax position.
You'd see in October that maxing your 401(k) by November 15 could drop you below the NIIT threshold — not find out in April when your CPA flags it during filing.
Scenario Planning
Articulated scenarios, not just extrapolation
Most planning tools extend your current trajectory into the future and call it a "projection." Lisle builds structured, branching scenarios: What happens if you exercise your ISOs this year vs. next? What if you buy a house in California vs. Nevada? What if one of you stops working for two years? Each scenario is modeled with full tax implications, cash flow impact, and retirement probability changes — not just a line on a graph.
Before you decide to leave your job for a startup, you'll see exactly how 18 months of lower income, COBRA premiums, and lost 401(k) matching changes your retirement date.
Decision Impact Analysis
Every decision answered: what it means to you, in dollars
Lisle doesn't present data and leave you to interpret it. Every insight is translated into a concrete, personalized impact estimate. Not "your marginal tax rate is 37%" but "exercising 200 ISOs in Q4 could cost an estimated $14,300 more in taxes than waiting until January, while waiting risks an estimated $28,000 loss if the stock drops 15%." Tradeoffs, quantified.
You'll stop Googling "should I exercise my stock options" at midnight and start making the decision with actual numbers.
Retirement Analysis
Your probability of success, updated with every paycheck
A Monte Carlo simulation engine runs 1,000 scenarios against your actual financial position — not national averages, not rule-of-thumb calculations. It factors in your specific tax situation, equity vesting schedule, spending patterns, and planned life events. Your retirement "success probability" is a living number that changes with every financial decision you make.
You'd see that buying the $1.4M house could move your estimated retirement probability from 87% to 71% — and that maxing your backdoor Roth for three years could bring it back to 84%.
Proactive Guidance
Lisle surfaces what matters before you think to ask
This is the difference between a dashboard and a financial intelligence platform. Lisle monitors deadlines, tax thresholds, vesting events, and market conditions — and surfaces considerations before they become missed opportunities. "Your ESPP purchase window closes in 14 days. Based on the current discount and your tax bracket, participating could save an estimated $2,800 after tax." Lisle is designed to be your morning routine, not a place you visit when something goes wrong.
Open Lisle with your coffee. Today's briefing: one action to take, one deadline approaching, one opportunity you'd have missed.
Complete Financial Picture
Everything connected. Nothing siloed.
Account aggregation, cash flow analysis, budgeting, net worth tracking — yes, Lisle does the basics. But unlike apps that stop there, every data point feeds the intelligence layer above. Your spending patterns inform your tax projections. Your cash flow shapes your scenario models. Your account balances update your retirement probability. The basics aren't the product — they're the foundation the product is built on.
One place where your 401(k), brokerage, RSU vesting schedule, bank accounts, mortgage, and tax position all talk to each other.
The technology
Why this exists now
Comprehensive financial planning across tax law, equity compensation, retirement, and cash flow has historically required expensive professionals — and even they can't run 1,000 Monte Carlo simulations on your retirement while cross-referencing your RSU vesting schedule against next year's projected AMT exposure.
Lisle combines a purpose-built financial intelligence engine with large language models to deliver analysis that is simultaneously comprehensive, personalized, and available on demand. The tax engine computes. The AI explains. The user decides.
AI isn't a gimmick here — it's woven into every layer. From the chat that understands your full financial picture, to proactive insights that surface before you ask, to action items generated from your real data. Purpose-built financial engines do the math. AI makes it speak your language.